Frequently Asked Questions

Title insurance protects you and your lender from potential legal issues or claims against the property that may arise from past ownership, such as unpaid liens, fraud, or recording errors. It's a one-time cost that offers long-term peace of mind.

A title company conducts a thorough search of the property’s history to ensure there are no issues that could affect ownership. We also facilitate the closing process, prepare documents, hold escrow funds, and issue title insurance policies.

Escrow is a neutral holding process where funds and documents are kept secure until all parties meet the terms of the real estate agreement. Once everything is in place, the funds are distributed and the transaction is finalized.

The typical closing takes 30 to 45 days from the time the contract is signed, but it can vary based on the complexity of the transaction and the responsiveness of the involved parties.

In most cases, yes, but we can accommodate remote or mail-away closings when necessary. Please contact our office ahead of time to discuss your options.

Buyers and sellers should bring a government-issued photo ID. Buyers should also bring any required funds in the form of a cashier’s check or wire transfer instructions provided by our office.

Closing costs vary depending on the property, loan terms, and local fees. We’ll provide you with a detailed breakdown in the settlement statement prior to your closing date.

If we uncover issues like unpaid taxes, judgments, or liens, we’ll work with the appropriate parties to resolve them before closing. Our goal is to deliver clear title to the buyer.

Yes. While your real estate agent or lender may suggest a preferred provider, the buyer and seller have the right to choose the title company that handles their transaction.

We proudly serve clients across Norfolk, Virginia Beach, Chesapeake, and the surrounding Hampton Roads region. We also handle transactions throughout the Commonwealth of Virginia.